Lumina product
Lumina Pay is Lumina's core payment processing. Take cards at the counter, in the field, over the phone and online, with next-day deposits and a rate that doesn't creep up.
Best for
Any business that takes cards in person, on the go, over the phone or online.
What it is
Core payment processing for in-person, mobile, virtual terminal and online payments.
Pricing
Custom quote, built around your business by your Lumina agent.
Why it matters
Many merchants come to us after a bad processor experience: rates that quietly rose, statements nobody could explain, deposits that took days and a support line that never picked up. Lumina Pay was built to fix exactly that.
Take chip, tap and swipe payments at the counter.
Get paid wherever the work happens.
Key in card payments from your browser, for phone or mail orders.
Accept payments on your website.
What you get
Funds from your sales land in your account the next day.
The rate you agree to stays put. No surprise hikes on your statement.
Level II and Level III data support can lower interchange on qualifying business-to-business card payments.
Help spotting suspicious payments and responding when a customer disputes a charge.
Options like cash discounting and dual pricing to offset what card acceptance costs you.
One person who sets you up and stays your point of contact.
Included with Lumina
Whatever you run on, you work with Lumina: a real person, clear terms and support that answers.
Why Lumina →
A named, local agent. You get a real person who knows your business, not a ticket number. Same agent, start to finish.
No rate increases. The rate you agree to is the rate you keep. Clear statements, no surprise hikes.
24/7/365 US-based support. Day or night, weekday or holiday, you reach a support team based in the US.
Next-day deposits. Funds from your sales arrive the next day, so cash flow stays predictable.
Keep exploring
Lumina product
Invoicing and payments that sync both ways with QuickBooks Online. No hardware needed.
Best for: Trades, contractors, service companies and invoice-based businesses.
Explore Lumina Connect →
Partner hardware and platform
Payment terminals plus DejaPay Pro cloud POS, deployed and supported end to end by Lumina.
Best for: Food service and retail: pizza shops, delis, bars, cafés and food trucks.
Explore Dejavoo →
Partner platform
Clover payments and business tools, with Lumina support and fee-reduction options.
Best for: Retail, restaurants, service businesses and eCommerce.
Explore Clover →
Featured POS
A complete store POS bundle, configured and connectivity-tested before it ships.
Best for: Convenience stores, bodegas and small-format retail.
Explore Bodega AI →
Next step
No public price lists and no one-size-fits-all plans. Tell us how you sell, and a named local agent builds a quote around it.
Get a Custom Quote →Independent agents and partners have their own path. Learn what it's like to sell with Lumina.
Join Us →